Loans & Credit
Riverside Community Bank offers a variety of personal loan products so you can choose the product that best fits your individual needs.
Whether you are planning a new addition to your home or you are buying a new or used automobile we have a loan to meet your needs.
Auto/Vehicle Loans
We finance autos, trucks, vans, recreational vehicles, boats and mobile homes. Financing options are flexible and include fixed and variable rate alternatives. Plus, we can process your loan application the same day it is received.
Home Equity Line of Credit
A convenient credit tool that allows ready access to the equity in your home. Once you establish your Home Equity Line of Credit, you have credit at your fingertips whenever you need it - no need to reapply each time you borrow against the equity in your home. Use your Home Equity Line of Credit for home improvements - purchase materials as needed throughout the project. With a Home Equity line of Credit, you can take that big vacation you've always wanted or, pay for education costs as they are incurred. The interest rate is variable, so your payment amount may fluctuate from month-to-month, but may be lower than for other types of revolving credit, like credit cards. Interest you pay may be fully tax deductible, just ask your tax advisor.
Fixed Rate Home Equity Loan
When a regular monthly payment amount is important to you, a Fixed Rate Home Equity may be the right choice. Your fixed rate and payment amounts stay the same for the life of your loan. Helpful for major purchases like a car, boat, second home or consolidating bills. Flexible terms are available and there's no pre-payment penalty if you decide to pay off your loan early. Interest you pay may be fully tax deductible, just ask your tax advisor.
Credit Cards
We make it easy to choose the credit card that is right for you, including Visa Platinum, MasterCard Gold,
Visa Business and the Visa FlexMiles cards that reward you with airline miles, travel destinations,
valuable merchandise and popular gift cards. These cards are accepted worldwide at businesses, financial
institutions, and ATM's.
Here are some of the benefits you can look forward to:
- No annual fee cards available
- Choose either Visa or MasterCard
- Low introductory rate
- Interest-Free grace period
- Rewards Program option for Visa cards
- Auto rental insurance
- 24 Hour toll-free live customer assistance
Information at your fingertips via our easy to access web site at www.cardaccount.net
